Existing Medical Conditions
For a full list of automatically accepted conditions and their requirements please refer to the Existing Medical Conditions section on the Product Disclosure Statement - PDS.
If your condition falls outside the criteria of automatically covered conditions please apply here.
Pregnancy
If you are aware of the pregnancy at the time of issue of the policy, cover must be applied for if either of the following apply:
- there have been complications with this or any previous pregnancy, or
- the conception was medically assisted (including hormone therapies and IVF).
Whether or not you have to apply for cover, these restrictions apply:
- Cover is only provided for unexpected serious pregnancy complications which occur during or before the 26th week of pregnancy.
- No cover is provided for childbirth or the health of a newborn child, irrespective of the stage of pregnancy at which the child is born*.
To apply for cover click here. Any extra cost will be advised if your application is approved.
* Expectant mothers should therefore consider whether they travel under this policy, particularly beyond the 20th week of pregnancy.